Terms and Conditions

Name and address of the person responsible

We, the Trade Republic Bank GmbH, are to be designated as the person responsible within the meaning of the General Data Protection Regulation (GDPR) and the Federal Data Protection Act (BDSG) as well as other data protection regulations for our website and the associated data processing. Comprehensive information about our company can be found in the imprint.

Trade Republic Bank GmbH
Ernst-Schneider-Platz 1
D-40212 Düsseldorf

Email: service@traderepublic.com

Name and address of the person responsible

We have appointed a data protection officer. You can reach him via the following contact details:

Trade Republic Bank GmbH

  • Data Protection

  • Ernst-Schneider-Platz 1 / D-40212 Düsseldorf

Email: service@traderepublic.com

Provision of the website and log files

Description and scope of data processing

Each time our website is accessed, our system, ie the web server, automatically collects information from the system of the calling computer or end device of the user.

We collect the following data:

  • Information about the browser type and the version used

  • The operating system of the user's device

  • The user's internet service provider

  • The user's IP address

  • Date and time of access

  • The previous website from which the user came to our website

Legal basis for data processing

The legal basis for the temporary storage of this data and the log files is Art. 6 Para. 1 lit. f) GDPR, because we have a legitimate interest as the responsible website operator.

Purpose of data processing

The temporary storage of the user's IP address by our web server is necessary to enable the website to be made available to the user's computer; technically, there is no other way. For this, the user's IP address must inevitably remain stored for the duration of the session.

The above-mentioned data is stored in the log files to ensure the functionality of our website. This is the only way we can really guarantee the security of our information technology systems (e.g. to detect attacks). We are also constantly optimizing the website to make it appealing. An evaluation of this data for marketing purposes does not take place in this context

How can I open a securities account?

To open a Trade Republic account, you must meet the following criteria: You own a smartphone with an iOS or Android operating system. You are at least 18 years old and have your permanent residence in Germany with tax liability in Germany. You have a European cell phone number and a SEPA bank account.

How quickly will my deposit be received?

As a rule, deposits are credited to your clearing account within one to two banking days. The duration depends on the processes of the bank to which you have given the transfer order.

How does commission-free trading work?

Over the past four years, we have built a powerful digital bank with modern technology. Like many other brokers, we receive rebates from trading partners. As a result, we can free you from high order commissions through our efficient structures. When placing an order, there is one euro of external fees to cover clearing and settlement.

How is my money protected?

All deposits in the clearing account are legally protected up to €100,000 per investor. They are held in a trust collective account with Solarisbank AG from Berlin. This is subject to supervision by the Federal Bank of Germany and the BaFin (Federal Financial Supervisory Authority).

The securities in your custody account are not covered by the deposit protection scheme, but are your property. They are stored by our custodian bank HSBC Germany in the appropriate depositories in Germany and abroad. Therefore, the securities belong to you in any case.

What account services do I receive?

Your orders are processed in cooperation with HSBC Transaction Services, the largest securities processor in Germany by number of transactions. We take care of the settlement of your taxes from securities transactions and issue an annual tax certificate for you. You can participate in corporate actions and general meetings and receive dividends. Your securities are not lent out.

Are you a bank?

Yes, we are a German securities trading bank. We are supervised by the Federal Bank of Germany and BaFin (Federal Financial Supervisory Authority) and offer you the usual reliability and security of a German bank.

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